Atascosa County, Texas
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1 Platform, 6 Refinance Alerts
01
Alert for Lower Rates
02
Alert for Cash Out
03
Alert for Shorter Term
04
Alert for Eliminating PMI
05
Alert for Product Changes
06
Alert for Changes in Home Value
Atascosa Real Estate Market Update
The real estate market in Atascosa County, Texas, is currently characterized as a buyer's market, with the median home sold price at $268,000 as of October 2024, reflecting a 6.8% decrease from the previous year. Homes in the area have an average price of $169 per square foot, and the market has seen an increase in the number of homes for sale, with 180 homes listed in October 2024, a 10.4% rise from the previous month.
The top cities in Atascosa County include Pleasanton, Jourdanton, and Poteet. Pleasanton, the largest city, serves as a hub for the county with a population of approximately 10,000 residents. Jourdanton, the county seat, has a population of around 4,000, while Poteet, known for its strawberry festival, has about 3,000 residents. These cities offer a blend of small-town charm and essential amenities, making them attractive to both families and retirees.
Living in Atascosa County offers a mix of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as oil and gas, agriculture, and manufacturing. Many people are drawn to the area for its affordable housing and the opportunity for a quieter, more rural lifestyle compared to urban centers. Additionally, the proximity to San Antonio allows residents to enjoy the benefits of suburban life while having access to city amenities.
2025 Mortgage Loan Limits:
Atascosa County, Texas
1 Unit
$806,500
Conforming Loans
$557,750
FHA Loans
2 Unit
$1,032,650
Conforming Loans
$714,000
FHA Loans
3 Unit
$1,248,150
Conforming Loans
$863,100
FHA Loans
4 Unit
$1,551,250
Conforming Loans
$1,072,600
FHA Loans
Questions About Refinancing in
Atascosa County
What is mortgage refinancing?
Refinancing is the process of replacing your current mortgage with a new one, often to secure a lower interest rate or change the loan terms.When should I consider refinancing?
Consider refinancing when interest rates drop, your credit score improves, or you want to switch from an adjustable-rate to a fixed-rate mortgage.How much does it cost to refinance?
Refinancing costs typically range from 2% to 5% of the loan amount, including closing fees, appraisal, and title fees.How long does the refinancing process take?
The refinancing process usually takes between 30 to 45 days, but this can vary based on lender efficiency and document preparation.What are the benefits of refinancing?
Refinancing can lower your monthly payments, reduce interest rates, shorten loan terms, or allow you to tap into home equity.What is cash-out refinancing?
Cash-out refinancing allows you to take out a new loan for more than your current mortgage balance and receive the difference in cash.Will refinancing hurt my credit?
Refinancing may cause a temporary dip in your credit score due to the hard inquiry, but the impact is usually minor and short-term.Can I refinance with bad credit?
It may be harder to qualify, but some lenders offer refinancing options for people with lower credit scores, though they often come with higher interest rates.How much equity do I need to refinance?
Most lenders require you to have at least 20% equity in your home to qualify for refinancing, though some programs may allow for lower equity percentages.Is it possible to refinance a rental property?
Yes, you can refinance an investment or rental property, though the terms and interest rates may be different compared to refinancing a primary residence.
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